Now with AI Financial Coach

Split Smarter.
Spend Wiser.

The intelligent expense tracker built for international students and roommates — with an AI financial coach that actually understands your money.

See How It Works

No credit card required. Free for students.

12K+

Active Students

$2.4M

Expenses Tracked

50+

Universities

Features

Everything you need to manage shared finances

Built specifically for roommates and international students who need a smarter way to split expenses.

Smart Expense Splitting

Split bills equally or with custom percentages. Automatically calculates who owes what, with support for multiple currencies.

AI Financial Coach

Get personalized spending insights, budget recommendations, and alerts when you're approaching your limits. Your money, understood.

Real-time Balance Tracking

See exactly where your money goes with live category breakdowns, overspend alerts, and monthly summaries at a glance.

How It Works

Three steps to financial clarity

Get started in minutes. No complicated setup. Just add, track, and settle.

Step 1

Add Expenses

Log personal or shared expenses in seconds. Categorize, tag, and split with your roommates effortlessly.

Step 2

Get AI Insights

Your AI coach analyzes spending patterns, flags overspending, and suggests ways to save more each month.

Step 3

Settle Up

Clear balances with one tap. See who owes what, send reminders, and keep your shared finances stress-free.

Testimonials

Loved by students worldwide

"BudgetPal completely changed how my roommates and I handle rent and groceries. No more awkward money conversations."

AK

Aisha K.

NYU Student

"The AI insights are surprisingly helpful. It noticed I was overspending on delivery and helped me save $200/month."

LC

Liam C.

UCLA Student

"As an international student, budgeting in a new currency was hard. BudgetPal made it simple and stress-free."

PS

Priya S.

UofT Student

Bank-level Security
Multi-currency Support
12,000+ Users
4.9/5 Rating

Ready to take control of your finances?

Join thousands of students already splitting smarter. It takes less than a minute to get started.

Free forever for students. No hidden fees.